The City of Commerce City recognizes the challenges the COVID-19 (coronavirus) presents to the business community. City staff, community partners, and consultants from the Commerce City Small Business Resource Center (SBRC) gathered a list of resources for businesses affected by the pandemic and support the Centers for Disease Control and Prevention (CDC) containment strategy, including “social distancing.” Learn more at www.c3gov.com/covid-19.
- Tri-County Health Department Webinars: Each session covers the latest Health Orders, COVID-19 related news, business operating guidelines, and a questions/answers period.
Colorado Office of Economic Development and International Trade Survey
As part of an important statewide effort the Colorado Office of Economic Development and International Trade is asking Colorado businesses to fill out a survey to help them know how businesses are dealing with COVID-19. The survey only takes a few minutes and will help them and other statewide organizations advocate for businesses.
Adams County Business Survey Results
Disaster Recovery and Continuity Guide for Colorado Businesses
After the natural disasters in the fall of 2013, the Colorado SBDC disaster relief team worked with federal, state and local resources to produce a comprehensive guide to assist Colorado businesses in preparing for, responding to, and recovering from natural disasters and emergencies.
COVID-19 Small Business Response Resources Guide
Colorado Office of Economic Development and International Trade (OEDIT)
- Colorado Small Business COVID-19 Disaster Response Hotline: 303-860-5881
- OEDIT COVID-19 Small Business Resource Center Website
- OEDIT- Minority Business Office
Social Distancing Calculator: This calculator is provided to assist you in planning social distancing for your employees and customers.
Energize Colorado: Energizing the economy through the generosity of Coloradans helping Coloradans. Resources that support small businesses in the areas of mentorship, gap fund, mental health and reopening Colorado.
Colorado Executive and Public Health Orders
- Executive Order: Colorado Employers to Reduce In-Person Workforce by 50%: (March 22, 2020)
- C3 Community Assistance COVID-19 Business Support and Recovery Grant: This grant provide funding to small businesses that are experiencing a financial hardship due to the COVID-19 pandemic. Through this funding opportunity provided by the City of Commerce City, eligible businesses may receive a grant of up to $5,000.
- Commerce City Small Business COVID-19 Relief Loan: COVID Relief Loans with a maximum loan amount of $25,000 to businesses that were existing and generating revenue pre-COVID-19.
- Edgar Silerio (bilingual contact): firstname.lastname@example.org.
- Adams County small business mini-grants: Commerce City businesses with 50 or fewer employees are eligible for the Adams County mini-grants program. Three mini-grants are offered for business operations ($2,500), technology upgrades ($1,000) and/or compliance issues ($1,000). If eligible, small businesses can apply for all three available grants. This program is administered by the Commerce City Chamber of Commerce.
Businesses asked to take the Safe & Open pledge: The Safe & Open campaign in Adams County offers a marketing opportunity for businesses who take the pledge to help move toward a thriving economic environment once again, while protecting against the renewed spread of coronavirus. Businesses that take the pledge will be listed on the Adams County Safe & Open Pledge map hosted by Adams County. This message will be shared widely via social media, public relations, and more.
COVID-19 Small Business Alternative Financing: A live spreadsheet, updated regularly with alternate sources of financing available for Colorado’s small businesses.
Paycheck Protection Program (PPP) Loans: A $484 billion coronavirus relief bill was passed on April 23 with over $320 billion going toward the second round of PPP loans created by the CARES Act. The money is designed to help small businesses stay afloat for two months and keep their employees working.
- Paycheck Protection Program (PPP) Loan Forgiveness Application: To apply for forgiveness of your Paycheck Protection Program (PPP) loan, you must complete the application and submit to your lender. Contact the SBRC to schedule virtual assistance through our program partners with this process if needed.
- PPP loan forgiveness calculator (Excel): The Loan Forgiveness Calculator uses available guidance from the Small Business Administration and Treasury, along with interpretations of that guidance to estimate the amount of a PPP loan that may be eligible for forgiveness.
- Small Business Administration Economic Injury Disaster Loan Program: Starting March 19, all 64 counties in Colorado are declared eligible for SBA Economic Injury Disaster Loans. This means that small businesses in Commerce City affected by COVID-19 can now access low-interest federal loans for working capital.
- SBA Express Bridge Loan Pilot Program: This program allows SBA Express Lenders authority to deliver expedited SBA-guaranteed financing of up to $25,000 on an emergency basis for disaster-related purposes to eligible small businesses, while the small businesses apply for and await long-term financing.
- Small Business Debt Relief Program: Program provides immediate relief for small businesses with existing non-disaster SBA loans, such as 7(a), 504 and microloans. Program offers up to six months of principal and interest payments. SBA guidelines are under development.
One-On-One Program Application Assistance Resources
- OEDIT- Minority Business Office
- Small Business Development Center (SBDC) Counselors
- SCORE - Denver
- Colorado Small Business Navigator Hotline: 303-860-5881
Other Finance Resources
- Small Business Owner's Guide to the CARES ACT
- Coronavirus Emergency Loans-Small Business Guide and Checklist by U.S. Chamber of Commerce
- SBDC Small Business Financial Recovery Guide: A resource for managing your business finances to mitigatating risks and recovery
Other Loan and Grant Programs
- Colorado Enterprise Fund: Tips for Renegotiating Real Estate Leases
- Colorado COVID small business legal program: Helps match volunteer lawyers with small businesses needing legal assistance due to the COVID-19 economic crisis.
- PPE directory of manufactures
Tax Deferment and Credits
Income Tax Deferment:
- Updated IRS Notice: Filing and Payment Deadline Extended to July 15, 2020 (March 21, 2020)
- IRS Notice (March 13, 2020)
- Department of U.S. Treasury Information and Resources
- IRS efforts to assist taxpayers
Tax Credits Programs:
- Employee Retention Credit: Helps employers keep employees on payroll.
- Payroll Tax Credit (CARES Act): A 50% payroll tax credit for wages paid by businesses that fully or partially close due to coronavirus. Guidelines under development.
Payroll Tax Deferral (CARES Act): Allows businesses to defer payroll taxes owed in 2020. Half would be payable December 2021 and the other half December 2022. Businesses receiving EIDL or Paycheck Protection Loans are not eligible. Filing and Payment Deadlines Questions and Answers.
- Resource for Jobseekers: The State of Colorado has launched an online resource to help Coloradans who have lost their jobs connect to essential life services, such as food and shelter, retraining opportunities, and jobs.
- Remote Working Checklist: A guide for helping small business work from home.
- Employer Fact Sheet for setting up a work-share program.
- Colorado Department of Labor and Employment (CDLE)
- CDLE published emergency rules that temporarily require employers in certain industries to provide a small amount of paid sick leave to employees with flu-like symptoms while awaiting COVID-19 testing.
- Rapid Response-Layoff Transition Services
- Job Attached Unemployment: Job attached unemployment means that a person is expected to return to his/her most recent employer after a separation of up to 16 weeks. To begin collecting benefits, employees must estimate their potential lost payments and file a claim with the Colorado Department of Labor and Employment Division of Insurance. Then they must register with the state Workforce Center and fill out all necessary paperwork posted to the Division website. Processing of claims may take four to six weeks to complete. Once the processing is complete, employees will either receive their requested payment or a notice of why the claim was denied.
- Angel Relief Fund for Dislocated Restaurant Industry Employees
Restaurants and Retailers
On May 27, restaurants in Colorado were allowed to reopen for limited sit-down, dine-in service in accordance with updated state guidelines.
- Commerce City Food and Beverage Outdoor Service Permit Facts to Know (May 29, 2020)
- Español: Hechos para Saber - Permiso para Servir Alimentos y Bebidas Afuera (June 1, 2020)
- Commerce City Outdoor Service Ordinance (May 29, 2020)
- Guidance for Restaurants and Food Services (May 24, 2020)
- Español: Más Seguro en Casa: Restaurantes y Servicios de Alimentos (May 25, 2020)
- Colorado Bars/Restaurant Amended Order
- Retail Food Public Order Guidance
- Alcohol Delivery and Takeout Rules and Recommendations
- Angel Relief Fund for Dislocated Restaurant Industry Employees
- Bartender Emergency Assistance Fund
Add your restaurant for food delivery service:
- National Restaurant Association - COVID-19
- A COVID-19 fact sheet for restaurant owners
- U.S. Small Business Administration Programs
- U.S. Department of Homeland Security Pandemic Readiness
Public Health Resources
The SBRC is not a health organization; for the latest information regarding the current health situation, please utilize the public health resources listed below.
The Centers for Disease Control and Prevention have a number of posters you may download and print for your office, including:
- Germs Are All Around You
- Stop the Spread of Germs
- Colorado Department of Public Health & Environment
- Tri-County Health Department
The following SBRC consultants and partners are available to help answer small business questions.
You may request assistance at SBRC@c3gov.com.