COVID-19 Business Resources

The City of Commerce City recognizes the challenges the COVID-19 (coronavirus) presents to the business community. City staff, community partners, and consultants from the Commerce City Small Business Resource Center (SBRC) gathered a list of resources for businesses affected by the pandemic and support the Centers for Disease Control and Prevention (CDC) containment strategy, including “social distancing.” Learn more at www.c3gov.com/covid-19

Business Surveys 

Colorado Office of Economic Development and International Trade Survey

As part of an important statewide effort the Colorado Office of Economic Development and International Trade is asking Colorado businesses to fill out a survey to help them know how businesses are dealing with COVID-19. The survey only takes a few minutes and will help them and other statewide organizations advocate for businesses. 

Take the Survey

Adams County Business Survey Results

View Survey Results

Business Resources 

Disaster Recovery and Continuity Guide for Colorado Businesses

After the natural disasters in the fall of 2013, the Colorado SBDC disaster relief team worked with federal, state and local resources to produce a comprehensive guide to assist Colorado businesses in preparing for, responding to, and recovering from natural disasters and emergencies.

GUIDE

 

 

 

 

 

Download Guide

COVID-19 Small Business Response Resources Guide

Colorado Office of Economic Development and International Trade (OEDIT)

Social Distancing Calculator: This calculator is provided to assist you in planning social distancing for your employees and customers. 

Energize Colorado: Energizing the economy through the generosity of Coloradans helping Coloradans. Resources that support small businesses in the areas of mentorship, gap fund, mental health and reopening Colorado.

Colorado Executive and Public Health Orders

Business Finances

  • C3 Community Assistance COVID-19 Business Support and Recovery Grant: This grant provide funding to small businesses that are experiencing a financial hardship due to the COVID-19 pandemic. Through this funding opportunity provided by the City of Commerce City, eligible businesses may receive a grant of up to $5,000.
  • Commerce City Small Business COVID-19 Relief Loan: COVID Relief Loans with a maximum loan amount of $25,000 to businesses that were existing and generating revenue pre-COVID-19. 
    • Edgar Silerio (bilingual contact): edgar@coloradoenterprisefund.org.
  • COVID-19 Small Business Alternative Financing: A live spreadsheet, updated regularly with alternate sources of financing available for Colorado’s small businesses.
  • Paycheck Protection Program (PPP) Loans: A $484 billion coronavirus relief bill was passed on April 23 with over $320 billion going toward the second round of PPP loans created by the CARES Act. The money is designed to help small businesses stay afloat for two months and keep their employees working. 
  • Paycheck Protection Program (PPP) Loan Forgiveness Application: To apply for forgiveness of your Paycheck Protection Program (PPP) loan, you must complete the application and submit to your lender. Contact the SBRC to schedule virtual assistance through our program partners with this process if needed.
  • Small Business Administration Economic Injury Disaster Loan Program:  Starting March 19, all 64 counties in Colorado are declared eligible for SBA Economic Injury Disaster Loans. This means that small businesses in Commerce City affected by COVID-19 can now access low-interest federal loans for working capital.
  • SBA Express Bridge Loan Pilot Program: This program allows SBA Express Lenders authority to deliver expedited SBA-guaranteed financing of up to $25,000 on an emergency basis for disaster-related purposes to eligible small businesses, while the small businesses apply for and await long-term financing.
  • Small Business Debt Relief Program: Program provides immediate relief for small businesses with existing non-disaster SBA loans, such as 7(a), 504 and microloans. Program offers up to six months of principal and interest payments. SBA guidelines are under development. 

One-On-One Program Application Assistance Resources

Other Finance Resources

Other Loan and Grant Programs

Other Resources

Tax Deferment and Credits

Income Tax Deferment:

Tax Credits Programs:

  • Employee Retention Credit: Helps employers keep employees on payroll.
  • Payroll Tax Credit (CARES Act): A 50% payroll tax credit for wages paid by businesses that fully or partially close due to coronavirus. Guidelines under development.
  • Payroll Tax Deferral (CARES Act): Allows businesses to defer payroll taxes owed in 2020. Half would be payable December 2021 and the other half December 2022. Businesses receiving EIDL or Paycheck Protection Loans are not eligible. Filing and Payment Deadlines Questions and Answers.

Employee-Related Resources

  • Resource for Jobseekers: The State of Colorado has launched an online resource to help Coloradans who have lost their jobs connect to essential life services, such as food and shelter, retraining opportunities, and jobs.
  • Remote Working Checklist: A guide for helping small business work from home.
  • Employer Fact Sheet for setting up a work-share program.
  • Colorado Department of Labor and Employment (CDLE)
    • CDLE published emergency rules that temporarily require employers in certain industries to provide a small amount of paid sick leave to employees with flu-like symptoms while awaiting COVID-19 testing.
  • Rapid Response-Layoff Transition Services
  • Job Attached Unemployment: Job attached unemployment means that a person is expected to return to his/her most recent employer after a separation of up to 16 weeks. To begin collecting benefits, employees must estimate their potential lost payments and file a claim with the Colorado Department of Labor and Employment Division of Insurance. Then they must register with the state Workforce Center and fill out all necessary paperwork posted to the Division website. Processing of claims may take four to six weeks to complete. Once the processing is complete, employees will either receive their requested payment or a notice of why the claim was denied.
  • Angel Relief Fund for Dislocated Restaurant Industry Employees

Restaurants and Retailers

On May 27, restaurants in Colorado were allowed to reopen for limited sit-down, dine-in service in accordance with updated state guidelines. 

Add your restaurant for food delivery service:

Other Resources

Public Health Resources

The SBRC is not a health organization; for the latest information regarding the current health situation, please utilize the public health resources listed below.

The Centers for Disease Control and Prevention have a number of posters you may download and print for your office, including:

The following SBRC consultants and partners are available to help answer small business questions.

You may request assistance at SBRC@c3gov.com. 

Partners:

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